Archives: 2008 July

I want to talk about how my friends always want to talk about their debt and how they wished they didn’t have it and when I tell them that I don’t have any they get all celosos.  Now below I have put a list of things that I suggest you need to do to get […]

As we all know the housing crisis began a few years ago and Latino families in America were and still are saying adios to the American dream. But, apparently more help is on the way for those familias that qualify, especially Latino families and other minorities as the political parties seek support for the elections […]

I was reading the paper, the wall street journal, and I saw a few articles on how inflation is increasing in the country and everything costs more and your money is worth less.
I started to think about why people are getting more into debt these days, by using their credit cards, or borrowing from their […]

Ok, by now you’ve probably realized that you’re spending way too much money on gasoline. I know you’re feeling it because gas has gone through the roof and you can definitely expect it to keep going up. Well, the good news is that you don’t need to switch to public transportation just yet to save […]

I know that in about three months, I will be debt free and it’s going to feel so good. It’s going to take me about 2 years of very hard work and making sacrifices to achieve my goal of being debt free, (no car payments, no student’s loans, and no credit card debt). I can’t […]

Before anything else I think that we all know that money management is always a serious issue for most people. “El dinero te da” power, freedom, and choices in life. Bottom line, I think that you owe it to yourself to learn to be more financially responsible.
I have outline below five easy steps to improve […]

I think that we all know that many of us Latinos rely on credit cards to get the things that we want now and pay later. It’s the American way, and for some of the most established Latino people, credit cards are very useful tool to get you out of a jam or simplify finances. […]

It’s known for centuries that Latinos are not the wealthiest persons in America, of course with a few exceptions of some very successful Hispanics that have made pretty good living by working hard and making some type of sacrifice. Believe people, if this Latinos made is because they made a sacrifice, we all know that […]

The real key question should be, is there a reason for saving and investing? I was reading my typical read on CNN Money and Walter Updegrave the expert in money management talked about t he reasons to save and invest in general. My answer to this question is that I save and invest so that […]

Latino Evolution is coming live to provide information to all people and especially Hispanics that may be interested in money management and personal development. I am a strong believer that is a lot easier to make money than it is to save money. 
Most of us Hispanics in the U.S. are 1st, 2nd, and 3rd […]