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	<title>latinoevolution.com</title>
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	<link>http://latinoevolution.com</link>
	<description>Tips and Info on Anything relating Latino-Hispanics</description>
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		<title>1 vodka and tonic = $10, 1 bottle of absolut = $27.99, 1 absolut advertising campaign in Mexico = Priceless</title>
		<link>http://latinoevolution.com/entertainment/1-vodka-and-tonic-10-1-bottle-of-absolut-2799-1-absolut-advertising-campaign-in-mexico-priceless.php</link>
		<comments>http://latinoevolution.com/entertainment/1-vodka-and-tonic-10-1-bottle-of-absolut-2799-1-absolut-advertising-campaign-in-mexico-priceless.php#comments</comments>
		<pubDate>Fri, 30 Jan 2009 22:33:26 +0000</pubDate>
		<dc:creator>E.P.</dc:creator>
				<category><![CDATA[Entertainment]]></category>
		<category><![CDATA[Absolut vodka]]></category>
		<category><![CDATA[drinks]]></category>
		<category><![CDATA[Latinos]]></category>
		<category><![CDATA[Mexican]]></category>

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		<description><![CDATA[Did you think that Mexicans and Mexican Americans only drank tequila and coronas?  Absolut-ely Not,  well I suppose that they Now LOVE vodka too specially “In An Absolut World.” All Latinos (Mexican and other Latino Americanos) drink vodka now, it might just be their favorite drink..  &#8221;The U.S.-Mexico border lies where it was before the Mexican-American war of 1948 when California, as we now know it, was Mexican territory and known as Alta California. Following the war, the Treaty of Guadalupe Hidalgo saw the Mexican territories of Alta California and Santa Fé de Nuevo México ceded to the United States to become modern-day California, Texas, New Mexico, Utah, Colorado and Arizona. (Texas actually split from Mexico several years earlier to form a breakaway republic, and was voluntarily annexed by the United States in 1846.)&#8221; I would really like to know who is the marketing genius that came up with this add. I guess now he could be either rich or unemployed, famous or imprisoned. But this advertising campaign in Mexico is Absolut –ly  priceless… I can only imagine the conversations among all people. &#160; Scene 1 “hey Carlos, let’s go get a bottle of tequila cazadores to get smashed!”  No [...]]]></description>
		<wfw:commentRss>http://latinoevolution.com/entertainment/1-vodka-and-tonic-10-1-bottle-of-absolut-2799-1-absolut-advertising-campaign-in-mexico-priceless.php/feed</wfw:commentRss>
		<slash:comments>3</slash:comments>
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		<item>
		<title>Trip to Cancun = $999, 2bd condo rent =$1200, People screwed by realtors = priceless</title>
		<link>http://latinoevolution.com/latino-housing-news/trip-to-cancun-999-2bd-condo-rent-1200-people-screwed-by-realtors-priceless.php</link>
		<comments>http://latinoevolution.com/latino-housing-news/trip-to-cancun-999-2bd-condo-rent-1200-people-screwed-by-realtors-priceless.php#comments</comments>
		<pubDate>Fri, 30 Jan 2009 19:41:41 +0000</pubDate>
		<dc:creator>E.P.</dc:creator>
				<category><![CDATA[Latino Housing News]]></category>
		<category><![CDATA[Latino]]></category>
		<category><![CDATA[Latinos]]></category>
		<category><![CDATA[screwed by realtors]]></category>

		<guid isPermaLink="false">http://latinoevolution.com/latino-housing-news/trip-to-cancun-999-2bd-condo-rent-1200-people-screwed-by-realtors-priceless.php</guid>
		<description><![CDATA[As much as I hate to see people cry about losing their homes, they should have thought more about buying a home.  But, you can’t blame people for trying to live the American dream, especially Hispanics that always have the dream. What I really hate is Latino Realtors screwing their own Latino people, just to get the commissions. I read and read about how Latinos got tricked into buying a home with risky loans. These Hispanic people were pushed in to a loan by their community Latino Realtors. “Hernandez&#8217;s mother bought the house for $488,000 in 2005. She put $100,000 as a down payment, part of the profit from the sale of the small townhouse where she lived with her family for more than a decade. But Hernandez said his mother was steered into a negative amortizing loan, in which they were allowed to make less than a standard principal and interest payment every month, so the total principal slowly increased. Today they owe more than $500,000 for their home, while at the same time, the value of their house has plummeted. In December, after the terms on their lease changed, their monthly payment shot up to $3,900 from$2,300 the [...]]]></description>
		<wfw:commentRss>http://latinoevolution.com/latino-housing-news/trip-to-cancun-999-2bd-condo-rent-1200-people-screwed-by-realtors-priceless.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Latino Evolution&#8217;s 10 Quotes About Money and Richenes #1</title>
		<link>http://latinoevolution.com/uncategorized/latino-evolutions-10-quotes-about-money-and-richenes-1.php</link>
		<comments>http://latinoevolution.com/uncategorized/latino-evolutions-10-quotes-about-money-and-richenes-1.php#comments</comments>
		<pubDate>Fri, 09 Jan 2009 05:39:53 +0000</pubDate>
		<dc:creator>E.P.</dc:creator>
				<category><![CDATA[Thinking Rich]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[]]></category>
		<category><![CDATA[about money]]></category>
		<category><![CDATA[money quotes]]></category>

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		<description><![CDATA[Would you rather be happy or have money? Many people often get confused about what the want in life, but when it comes to money most people agree that money is important because even when money will Not make you happy forever, it will sure make life easier. You can ask 20 or 100 people about the subject and you will get different answers, but the bottom line is that money is necessary and in this society with live in. With that in mind I&#8217;ll leave here a few quotes about money 1. &#8220;He that is of the opinion money will do everything may well be suspected of doing everything for money&#8221; -Benjamin Franklin 2.  &#8220;A penny saved is a penny earned.&#8221; &#8211; Benjamin Franklin 3.  &#8220;Never spend your money before you have it.&#8221; - Thomas   Jefferson 4.  &#8221; Time is more valuable than money. You can get more money, but you cannot get more time.&#8221; &#8211; Jim Rohn 5.  &#8220;Money doesn’t make you happy. I now have $50 million, but I was just as happy when I had $48 million.&#8221; &#8211; Arnold Schwarzenegger 6.  &#8220;A bank is a place that will lend you money if you can prove that [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>5 Simple Steps to Be a Hispanic Millionaire</title>
		<link>http://latinoevolution.com/thinking-rich/5-simple-steps-to-be-a-hispanic-millionaire.php</link>
		<comments>http://latinoevolution.com/thinking-rich/5-simple-steps-to-be-a-hispanic-millionaire.php#comments</comments>
		<pubDate>Thu, 02 Oct 2008 02:50:05 +0000</pubDate>
		<dc:creator>E.P.</dc:creator>
				<category><![CDATA[Thinking Rich]]></category>
		<category><![CDATA[]]></category>
		<category><![CDATA[hispanic millionaire]]></category>
		<category><![CDATA[Hispanic money]]></category>
		<category><![CDATA[rich hispanics]]></category>
		<category><![CDATA[rich latinos]]></category>

		<guid isPermaLink="false">http://latinoevolution.com/thinking-rich/5-simple-steps-to-be-a-hispanic-millionaire.php</guid>
		<description><![CDATA[At this time and age, mostly anyone can become a millionaire with time and effort. Hispanics are less likely be rich because of history but if you follow these below identified simple 5 steps you can be a Hispanic millionaire in the future. Yes you can be a rich Hispanic in America by working hard. All rich Latinos have worked very hard to get their money. &#160; More often than not, we all hear that to be rich you have to have your own business and work hard, or that you have to invest in real estate or simply win the lotto. That’s if you want to be instantly rich, but we all know that everything takes hard work. &#160; Now, here is the trick. You don’t have to make a lot of money like the six figure salaries those lawyers make to be a millionaire in the future. It will take time, but you will be a millionaire with these 5 simple steps.   1. Generate money by earning income (you must work) Ok. Whether you are on salary that for the average person in the U.S. is between $23,000-$62,000 depending on your skills and where you live, or [...]]]></description>
		<wfw:commentRss>http://latinoevolution.com/thinking-rich/5-simple-steps-to-be-a-hispanic-millionaire.php/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>When Greed Stops Evolution</title>
		<link>http://latinoevolution.com/uncategorized/when-greed-stops-evolution.php</link>
		<comments>http://latinoevolution.com/uncategorized/when-greed-stops-evolution.php#comments</comments>
		<pubDate>Wed, 01 Oct 2008 05:21:23 +0000</pubDate>
		<dc:creator>E.P.</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[]]></category>
		<category><![CDATA[bubble]]></category>
		<category><![CDATA[Evolution]]></category>
		<category><![CDATA[greed]]></category>

		<guid isPermaLink="false">http://latinoevolution.com/uncategorized/when-greed-stops-evolution.php</guid>
		<description><![CDATA[The financial problem in the United States can be summarized in just one single word Greed. Creating frenzied economic activity based on over-speculation with an illusion of growth while progressively traveling away from real market value of everything tangible and intangible. Well the economists like to call it a “bubble” and for good reason because it is shiny on the outside, but it has air on the inside, floating to inevitable poof. In the 1980s, the real estate and construction bubble that burst in Japan that destroyed its economy for nearly 20 years also triggered the Asian financial crisis that rippled to Russia and Argentina in the late 1990s. In the 1990s, again in the US, another bubble burst with over-valued stocks in Internet and tech start-up companies, a.k.a. the dotcom crisis. The latest bubble by the name of “subprime” is basically a giveaway on the nature of these loans a.k.a. mortgages. It is ridiculous because subprime means by definition below standard. These subprime loans were only granted only to borrowers whose credit history was in bad shape on simply not sufficient to get a conventional mortgage. Following that up by squeezing these debtors in a sudden steep rise in [...]]]></description>
		<wfw:commentRss>http://latinoevolution.com/uncategorized/when-greed-stops-evolution.php/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Top 5 Money Mistakes Latinos Should Avoid</title>
		<link>http://latinoevolution.com/personal-finance/top-5-money-mistakes-latinos-should-avoid.php</link>
		<comments>http://latinoevolution.com/personal-finance/top-5-money-mistakes-latinos-should-avoid.php#comments</comments>
		<pubDate>Wed, 06 Aug 2008 04:21:40 +0000</pubDate>
		<dc:creator>E.P.</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[Latino Debt]]></category>
		<category><![CDATA[Latino Finance]]></category>
		<category><![CDATA[Latino savings]]></category>

		<guid isPermaLink="false">http://latinoevolution.com/personal-finance/top-5-money-mistakes-latinos-should-avoid.php</guid>
		<description><![CDATA[I know that money matters, Do you? I think that everybody makes mistakes, and when it comes to money nobody is perfect. Many Latinos out there like me are oblivious to money management like I used to be until a few years ago when I grasped the concept of financial independence. I learned from my mistakes, I changed my mentality, and I took action to turn things around. Speaking from experience I know that sometimes we all need to experience things and make mistakes to learn our lessons. I have put together this 5-item list of the top most important mistakes that people make with money, and I would like Latinos to know so they know and think about their finances and judge their personal situation. If you can avoid these mistakes you will most likely be fine and in the right path to a healthy financial life. &#160; 1. Living Beyond your Means. I believe this is the number one mistake that most people make regardless of their income. If you spend more than you make, you are in trouble. It’s basic finance. If you make $30,000 and you spend $31,000 you are in debt and in trouble. Now, [...]]]></description>
		<wfw:commentRss>http://latinoevolution.com/personal-finance/top-5-money-mistakes-latinos-should-avoid.php/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>7 Easy Steps to Reduce Debt Hispanics Should Use</title>
		<link>http://latinoevolution.com/debt-free/7-easy-steps-to-reduce-debt-hispanics-should-use.php</link>
		<comments>http://latinoevolution.com/debt-free/7-easy-steps-to-reduce-debt-hispanics-should-use.php#comments</comments>
		<pubDate>Mon, 28 Jul 2008 06:32:33 +0000</pubDate>
		<dc:creator>E.P.</dc:creator>
				<category><![CDATA[Debt Free]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[debt crying]]></category>
		<category><![CDATA[pay]]></category>
		<category><![CDATA[reduce debt]]></category>

		<guid isPermaLink="false">http://latinoevolution.com/debt-free/7-easy-steps-to-reduce-debt-hispanics-should-use.php</guid>
		<description><![CDATA[I want to talk about how my friends always want to talk about their debt and how they wished they didn’t have it and when I tell them that I don’t have any they get all celosos.  Now below I have put a list of things that I suggest you need to do to get out of debt. I worked for me. First off, you have to keep in mind that is not going happen overnight. But, you need to start now because it takes will, it takes effort, and you have to want to get rid of debt. I know, I know, but the payoff is huge, is Grande. &#160; 1. Don’t buy any crap you don’t need.  Como on, there’s things that you want, but you don’t need them. I don’t have to tell you which ones you need and which ones you want. You know the difference. 2. Stop using your credit cards. This is a big one. If you don’t stop charging them and you only make the minimum payment you’re going to be in debt for life. So cut them up, calcel them or bury them, whatever works but don’t use them, please! 3. Negotiate [...]]]></description>
		<wfw:commentRss>http://latinoevolution.com/debt-free/7-easy-steps-to-reduce-debt-hispanics-should-use.php/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Hispanic Families with Housing Problems to Benefit</title>
		<link>http://latinoevolution.com/latino-housing-news/hispanic-families-with-housing-problems-to-benefit.php</link>
		<comments>http://latinoevolution.com/latino-housing-news/hispanic-families-with-housing-problems-to-benefit.php#comments</comments>
		<pubDate>Wed, 23 Jul 2008 02:18:45 +0000</pubDate>
		<dc:creator>E.P.</dc:creator>
				<category><![CDATA[Latino Housing News]]></category>
		<category><![CDATA[Hispanic housing]]></category>
		<category><![CDATA[housing aid]]></category>
		<category><![CDATA[subprime]]></category>

		<guid isPermaLink="false">http://latinoevolution.com/latino-housing-news/hispanic-families-with-housing-problems-to-benefit.php</guid>
		<description><![CDATA[As we all know the housing crisis began a few years ago and Latino families in America were and still are saying adios to the American dream. But, apparently more help is on the way for those familias that qualify, especially Latino families and other minorities as the political parties seek support for the elections this year. &#160; “As Congress heads into a critical week of votes on how to relieve America&#8216;s home-foreclosure crisis, one of the toughest issues will be how to deal with the racial and ethnic dimensions of the problem.” “The racial overtones of the foreclosure crisis are taking on a higher profile as Congress wrestles with the shape of a fix this week.” “Black and Hispanic families have gotten a disproportionate share of subprime lending, and subprime loans are the driving force behind the foreclosures” “4 in 10 Hispanics who got a mortgage in 2006 had a subprime loan, according to a 2007 analysis by the Center for Responsible the Lending.&#8221; “The areas hardest hit by home-loan crisis are heavily Hispanic. In seven of the 10 metro areas with the highest foreclosure rates last month, they represent at least one-third of the population; in two of [...]]]></description>
		<wfw:commentRss>http://latinoevolution.com/latino-housing-news/hispanic-families-with-housing-problems-to-benefit.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Reasons Why it is Very Hard to Save</title>
		<link>http://latinoevolution.com/saving/the-reasons-why-it-is-very-hard-to-save-according-to-latino-evolution.php</link>
		<comments>http://latinoevolution.com/saving/the-reasons-why-it-is-very-hard-to-save-according-to-latino-evolution.php#comments</comments>
		<pubDate>Tue, 22 Jul 2008 06:42:13 +0000</pubDate>
		<dc:creator>E.P.</dc:creator>
				<category><![CDATA[Saving]]></category>
		<category><![CDATA[]]></category>
		<category><![CDATA[inflation increasing]]></category>
		<category><![CDATA[reasons to save]]></category>

		<guid isPermaLink="false">http://latinoevolution.com/saving/the-reasons-why-it-is-very-hard-to-save-according-to-latino-evolution.php</guid>
		<description><![CDATA[I was reading the paper, the wall street journal, and I saw a few articles on how inflation is increasing in the country and everything costs more and your money is worth less. I started to think about why people are getting more into debt these days, by using their credit cards, or borrowing from their home, and even from those 401k retirement accounts to keep their life style that they have become accustomed. I just think that it is crazy that people are doing these things. I know that saving is important to get ahead. Here are 3 major reasons that I have outlined: Uno (1). Easy Credit Accessibility. We all know how easy it is to get credit know a days. Come on even unemployed students qualify for loans. It’s quite upsetting but that’s the way it’s become. However what really makes want to vomit is the easy to get mortgage loans to people that can’t afford to pay back the loan. People who are going to try to pay it, but who will not be likely to sustain the payments of a house that are like 50% to 60 % of their take home income. Historically, in [...]]]></description>
		<wfw:commentRss>http://latinoevolution.com/saving/the-reasons-why-it-is-very-hard-to-save-according-to-latino-evolution.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>5 Great tips to Save Money on Gas from Latino Evolution</title>
		<link>http://latinoevolution.com/saving/5-great-tips-to-save-money-on-gas-from-latino-evolution.php</link>
		<comments>http://latinoevolution.com/saving/5-great-tips-to-save-money-on-gas-from-latino-evolution.php#comments</comments>
		<pubDate>Wed, 16 Jul 2008 05:44:41 +0000</pubDate>
		<dc:creator>E.P.</dc:creator>
				<category><![CDATA[Saving]]></category>
		<category><![CDATA[gasoline saving tips]]></category>
		<category><![CDATA[reduce gas usage]]></category>
		<category><![CDATA[save gas]]></category>

		<guid isPermaLink="false">http://latinoevolution.com/saving/5-great-tips-to-save-money-on-gas-from-latino-evolution.php</guid>
		<description><![CDATA[Ok, by now you’ve probably realized that you’re spending way too much money on gasoline. I know you’re feeling it because gas has gone through the roof and you can definitely expect it to keep going up. Well, the good news is that you don’t need to switch to public transportation just yet to save money by cutting costs on gas. Hence I have put together 5 great ways for you to save gas on that you should consider. 1. Maintain your vehicle. This is key because a car that has poor maintenance will definitely perform badly.  In other words, it will consume more gas. Thus, change your filters (oil, gas, and air) spark plugs and make sure your tires aren’t rolling low on pressure. 2. Don’t Use your AC, so roll down the windows.  O.K this may sound crazy to you because in certain areas of the country is either really hot a really humid. However, sometimes you have to sacrifice in order to save. Back in earlier times when there was no air conditioning people survived, so you can too now. We have become too spoiled but the bottom line is that AC slows your engine down and [...]]]></description>
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